9 Holiday Savings money Tips
Shop early: Do not wait until the very last minute to buy presents or you may end up overspending or buying items you did not plan to. Having extra time to compare prices is especially helpful when buying big-ticket items such as electronics or even a new bicycle.
Shop online: It's fast, easy, and you can easily comparison shop. By ordering from the comforts of your own home, you also resist extra temptations like eating out or making
Pay off your credit cards: If you plan to shop with credit, make sure you have enough
money in your bank account to pay off the amount when the bill arrives. Also, consider
using cards that offer extra incentives such a s frequent flyer miles.
Develop a budget and stick to it: Do not spend more than 1.5 percent of your household annual income on holiday gifts and entertainment. Check out a free online Holiday Budget calculator.